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Bulgarian Real Estate Law

"From my personal experience of working with Nikolai, he has always put me, the client, first and ensured that I have received the best possible service and that I am represented correctly in regard to any dealings that I have needed.

Additionally, Nikolai has always made an extra effort, without request, to ensure that I am represented fairly and to ensure that my rights and entitlements have been fully protected. I cannot recommend Nikolai, and his partners, highly enough."

Brian Blake, the United Kingdom
Estate Owner & Property Investor


Bank Credit Law & Bank Credit Lawyers in Bulgaria

Bank Lawyer in Bulgaria During the last decade the bank credit system in Bulgaria has successfully developed to serve the business needs of private debtors and large real estate investors.

To successfully navigate our clients through the constantly changing transactional, regulatory and litigation proceedings of the bank credit system in Bulgaria, our Bulgarian law office has formed a team of Bank Law lawyers to deal with this area of the legislature.

Bulgarian banks offer two credit policies - the so called Consumer Credit and the Mortgage Credit. The Consumer Bank Credit has higher interest rate than the mortgage loans and is usually given for smaller amounts thus having shorter time periods to be repayed back.

The Mortgage Credit is for bigger amounts and is usually given with a long-term repayment policy and lower interest compared to the Consumer Credit. In addition, Bulgarian banks usually demand collateral security that is about 90% of the property's value that the loan applicant is willing to purchase.

The Bulgarian Bank and Credit Law provides not only for these two types of credits, but also explains the procedure of loan granting to the different categories of loan seekers.

Bulgarian Bank Credit Process

Bulgarian banks often change their policy and place the loan applicants into a position of permanently changing financial insecurity. People who had drawn bank credit should always be aware of the current policy and requirements of the credit bank in order not to breach the credit contract that had been signed with the bank.

Our Bank Law lawyers cover most Bank Law related cases that foreign investors and property buyes might experience in Bulgaria. Our Bulgarian Bank Law firm offers the following Bank Credit Law assistance and legal help:

»» investigation of the up-to-date credit policy of the banks in Bulgaria and prepraing a plan for applying for a loan in Bulgaria

»» legal consultation of our clients on the suitable and appropriate credit plans for them - based on their current income and on the terms of the Preliminary Contract for real estate purchase

»» control on the credit status and assistance in case the bank changes its loan policy

»» assistanship with negotiations on the credit contract conditions, with monthly installment payment problems and with Bank Credit Law interpretation.

Contact our law office today to be sure that you will make the right choice of a bank and loan plan: +359 (885) 040 808 and our legal experts and consultants will provide effective and protective services for you. FREE initial legal advice!

If you are looking for the best quality and effective Bank and Credit Law lawyers in Bulgaria(BG), look no further. Our law office provides and associates with some of the best Bank and Credit Law attorneys you can find in Bulgaria.

From day-to-day administration and retaining individual customers to long-term strategic bank credit planning and regulatory compliance, the lawyers from our office are able to provide expertise help grounded in theory and tested by practice regarding to your Bank Credit Law issues in Bulgaria. Learn more about How to SELL Property In Bulgaria | How to BUY Property in Bulgaria

Call Us NOW:

Immediate Assistanship Phone: +359 885 453 058

United Kingdom Phone United Kingdom Flag : 0044 (20) 33 22 1055



Main Office:
ul. "Mutkurova" 28
(Bulgarian: ул. "Муткурова" 28, ет.1)
city: Ruse, country: Republic of Bulgaria

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* Our entire staff and associates in Bulgaria and the United Kingdom are fully dedicated to helping clients with their legal matters regarding: Estate planning, Mortgage law, Corporate & Commercial law, etc.

* The information you receive from this website is not legal advice and should not be understood as legal advice. It is not intended as legal advice. You should consult a lawyer for direct legal counsel on the facts specific to your case.

Read more about our Real Estate Law in Bulgaria practice and our Bulgarian Law Litigation practice.